Of the total sum, £124m came from bank finance, while CapitalStackers’ investors contributed £28m.

Nearly £43m has already been repaid to banks, and over £15.7m to small investors at an average return of 12.91%.

The lowest return received by CapitalStackers investors has been 6.9% and the highest 24.97%, with a zero-loss record to date.

The deal that helped the P2P lender hit this milestone was a £540,000 facility raised for the development of nine detached homes in Church Fenton, North Yorkshire.

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“This milestone is particularly pleasing, given it's been achieved through very strong relationships with our senior funding partners and especially our investors, to whom I would like to pass on our sincere thanks,” said Steve Robson, managing director at CapitalStackers.

“The zero-loss record — even throughout the current cocktail of global crises — is a living reflection of the core directors’ experience as property lenders with top-drawer banking pedigrees.

“In a world where uncertainty is now the only certainty, CapitalStackers has long been an expert at pricing-in and preparing for risk, and it’s a testament to our steady hand on the tiller that not a single deal entered the red zone during lockdown.”